Austin & Central Texas Mortgages: Navigating Property Taxes Austin and Central Texas homebuyers should evaluate property taxes, escrow, loan limits, and total monthly payment before making an offer. Corey Friedrich, NMLS #2746546 | Best Deal First If you’re moving to Austin, Round Rock, or San Marcos for a technology job, a mid-market relocation, or a fresh start in Central Texas, the mortgage payment you see in an online listing is only part of the story. Principal and interest matter, of course. But property taxes, homeowners insurance, mortgage insurance, HOA dues, and escrow setup can substantially change your total monthly housing cost. That’s why my Austin TX mortgage guide for 2026 starts with the complete payment: not just the interest rate. I provide one-on-one guidance throughout the mortgage process. You won’t be passed through a call center or shuffled between gatekeepers. My approach is the Friedrich Advantage: direct communication, practical loan strategy, and ...
No-Doc and Bank Statement Loans: Buying a California Home When You're Self-Employed California homeownership starts with matching your real cash flow to the right mortgage strategy. If you’ve spent any time building a business in Silicon Valley, freelancing in the LA creative scene, or operating a tech consultancy in Orange County, you already know the drill: your tax returns don't tell the whole story. In fact, if your CPA is doing their job right, your taxable income probably looks a lot lower than the actual cash flowing through your business. For the IRS, that’s a win. But for a traditional big-box bank? It’s a "thanks, but no thanks." They want to see those neat little W-2s and a steady two-year history of traditional earnings. I’m Corey Friedrich, and I’m here to tell you that the "traditional" way isn't the only way. If you’re a self-employed Californian, you don't need to jump through hoops or wait another two years to "fix" ...