California ADU Construction Loan Rules: Fannie Mae Guidelines A permitted backyard ADU can add flexible living space and potential rental income to a California primary residence. Corey Friedrich, NMLS #2746546 | Best Deal First If you’re building an accessory dwelling unit in California, the financing question usually comes down to three things: which loan structure fits, whether projected rent can help you qualify, and whether the finished ADU will receive value from the appraiser. I’ll walk you through the California ADU mortgage financing rules for 2026, including Fannie Mae HomeStyle Renovation, projected rental income, as-completed appraisal math, and the permitting issues that can make or break the loan. My approach is straightforward: Total Transparency, no hidden costs, and no assumptions that an ADU automatically pays for itself. 1. Primary Residence ADU Financing: Renovation Loans vs. Second Mortgages California homeowners generally have four financing paths for an A...
Remote Online Notary for All 50 States | Corey Friedrich
Get your documents notarized by live video from wherever you are. I notarize for signers in all 50 states and for signers overseas. No driving, no appointment across town, and no waiting on a mobile notary to call you back.
Schedule a Remote Notary Session Call or Text 909-550-1146
Corey Friedrich, NMLS #2746546 | Remote Online Notary | New Hampshire Commissioned | Serving all 50 states and overseas
How a Remote Notary Session Works
A remote online notarization, usually called RON, happens over live two-way audio and video. You do not need to be in the same state as me, and you do not need to print anything. Here is the whole process, start to finish.
- Send me the document first. Email or upload a copy ahead of the session so I can confirm the notarial wording, check for blank spaces, and tell you exactly what you need to have with you.
- Book a time. Sessions are booked through my calendar, and I can usually get you in the same day or the next.
- Verify your identity. You present a current government-issued photo ID. The platform runs credential analysis on the ID and a knowledge-based authentication quiz, which is a short set of questions drawn from your credit and public records.
- Sign on camera. We are connected live, you review and sign, and I perform the notarial act and attach my electronic seal and notarial certificate while you watch.
- Deliver the sealed document. I send the finished, tamper-evident PDF wherever it needs to go, including directly to your closing agent or e-recording service.
One timing note that saves people a headache: the knowledge-based authentication questions come from your credit and public records. If you have a credit freeze in place, or you have lived outside the United States for a long stretch, unfreeze your reports before the session if you can, and have a second form of ID nearby. It is the single most common reason a session has to be rescheduled.
What I Notarize
- Powers of attorney, including limited real estate powers
- Trust transfer deeds and certifications of trust
- Occupancy affidavits, identity affidavits, and closing statements
- Living trust and estate planning documents
- Advance health care directives and authorizations
- Insurance, school, DMV, and travel consent forms
- Contracts, agreements, and general affidavits
What a notary cannot do
- A notary cannot give legal advice or tell you which document you should sign. For that, talk to an attorney.
- A notary cannot notarize a document that has blank spaces, and cannot notarize without the signer appearing.
- A notary cannot notarize their own signature, or a document where they have a financial interest.
- A notary cannot certify copies of passports or vital records. Go to the issuing agency for those.
- Some documents, such as wills and certain estate instruments, are restricted from remote notarization in some states. Tell me the state and the document when you book and I will confirm before we schedule.
Where I Can Notarize: All 50 States and Overseas
This is the part people are most surprised by, so I will say it plainly. I can notarize remotely for a signer located in any of the 50 states, plus signers overseas. You do not need a notary in your own state, and you do not need to be anywhere near mine.
One rule governs where I sign. Nothing limits where you sign.
New Hampshire requires me to be physically located in New Hampshire when I perform a remote notarial act. That is the single geographic requirement, and it sits on my side of the screen. The signer can be in any state or overseas, and a notarial act performed this way is recognized across state lines.
That is how this works for a borrower in California, a co-trustee in Florida, a seller in Texas, or an owner living abroad, all without anyone getting on a plane. My commission is New Hampshire, which is why this is remote only. I do not offer in-person appointments.
Confirm one thing before you book: the party receiving the document has to accept an electronically notarized PDF. Lenders, title companies, and county recorders vary on whether they accept electronic notarization and e-recording, and a few still want wet-ink originals. A short email to them ahead of time prevents a wasted session.
What It Costs
One flat price per document, no travel fee, and no surprises. Sessions are available from 9am - 9pm EST, so you can sign at a time that actually works for you.
One-Time Online Notarization
$25 / per document
For personal and business documents that need quick, secure notarization.
Every session includes:
- Live online notary session
- One signer included
- One notarial seal included
- Secure identity verification
- Instant document download
- Mobile and desktop access
- Available Nights & Weekends
Additional Services
| Add-On | Price |
|---|---|
| Additional signer | $10 |
| Additional notarial seal | $10 |
| On-demand witness | $15 |
The $25 covers one document, one signer, and one notarial seal. If a packet has several documents that each need their own seal, or a second person has to sign, the add-ons above apply and I will confirm the total before we start. No hidden costs.
Need a witness for your document? I can arrange an on-demand witness for $15 instead of you trying to find one who is available at the same time as your session.
How to Book a Remote Session
Pick a time that works, or call and text me directly. Send me a copy of the document before we meet, and I will confirm the fee and what you need to have on hand.
Schedule a Remote Notary Session
Direct Line: 909-550-1146 (Call or Text)
Email: Corey@BestDealFirst.com
Tell Me About Your Document
Send the details and I will confirm the fee and the process before we schedule.
Remote Notary Questions I Get Asked
Can you notarize for someone in a different state?
Yes, and that is most of what I do. I can perform a remote notarial act for a signer in all 50 states and for signers overseas. The only geographic requirement is on my end: New Hampshire requires me to be physically located in the state while I perform the act.
Do you offer in-person appointments?
No. My commission is New Hampshire and I work remotely only, which is why I can serve signers in every state instead of just the one I live in. Everything is handled by live video.
What do I need for the session?
A current government-issued photo ID that is not expired, a device with a camera and microphone, and a stable internet connection. Have your complete document ready, with no blank spaces left to fill in.
What if my document needs a witness?
Tell me when you book and I can arrange an on-demand witness for $15, so you are not hunting for someone to sit with you on camera at the same time as your session.
Will a remote notarization work for my lender or title company?
Usually, but confirm it. The act itself is valid across state lines, and that part is not in question. What can still trip you up is the receiving party: some lenders, title companies, and county recorders accept electronic notarization and e-recording, and some still want wet-ink originals. Get that answer in writing before your session so nothing is wasted.
Can you notarize a document with blank spaces?
No. The document has to be complete before the notarial act. If the blanks are not filled in yet, sign nothing. I will stop the session and you can come back once it is complete.
Can you certify a copy of my passport or birth certificate?
No. A notary cannot certify copies of passports or vital records. Go to the issuing agency or the appropriate state office for those.
Can you tell me which document I should sign, or what it means?
No, and I will not pretend otherwise. A notary is a witness to identity and a signature, not a legal advisor. For questions about what a document does, talk to an attorney.
What happens to the finished document?
You get a completed, tamper-evident PDF with my electronic seal and notarial certificate. I send it directly to whoever needs it, including your closing agent or the e-recording service. Do not print it and mail the paper copy, because printing generally breaks the digital seal and the printed version is not treated as the original.
How long do you keep my records?
New Hampshire requires remote notarization recordings and the journal of remote acts to be retained for 10 years. I keep those records as the law requires, and I do not share your information with third parties.
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